![]() | |
![]() | |
![]() |
Investing Information |
|
![]() |
An Economical Retirement Investment Plan
The practice of economy, directed toward a retirement investment plan in the stock market, is in itself a source of great revenue. It is the art of making the most out of every stock market investment, with the definite purpose or goal being to provide a life that is fully independent of monetary concerns. But the economy of making each investment in the stock market does come with a price. It will require self-denial (the money invested is not spent for goods or services). Economy and self-denial, I'm afraid go hand-in-hand. To truly benefit from a stock market investment, a savings plan should be adopted and a systematic approach of dollar-cost-averaging (buying the same stock at different prices) should take place; and when the purchase should take place, economically clearly defined. How to use your investment dollars will require forethought, patience and wisdom, for they are the pillars of economy. Before making any stock market investments know exactly what you expect from those investments. Have the patience for the investments to fulfill the expectation, and the wisdom to know exactly how the investments will fulfill the expectation. A forethought example: I want every stock market investment to supply me with ever-increasing cash for the rest of my life. I want my retirement investment portfolio income to grow until the income from my portfolio replaces the income from my job when I retire. A patience example: I will make quarterly investments into each security owned to raise the cash dividend supplied by each stock market investment. I will start by owning three companies which will supply me with cash dividends every month of the year. I will also add the cash dividends to the quarterly investments. I will build this stock market retirement investment plan up until I own 500 shares of all three companies. Once 500 shares of each company are owned, I will begin investing in three more companies. Owning six companies will provide ever-increasing cash dividends twice a month, until I retire. My patience will eventually acquire 12 companies, providing me with income every week of the year. A wisdom example: I will only purchase those companies that have a historical record of raising their dividend each year. I know that a low 2% dividend paying stock is not necessarily bad. It means the company in question is a growth stock, using most of its profits to expand. A growth stock makes up for the lower dividend yield by faster stock appreciation in the marketplace (however, the company will still show a historical record of raising their dividend each year). I will diversify into 3 stocks, right from the get-go, even if it means I start off with as little as 5 shares of each company. I will not pay commission-fees. I will place emphasis on increasing the cash income paid to me from all my stock market retirement investments. I will also: "Put less emphasis on increasing this week's pay, more emphasis on increasing my earning power by the right reading." - Donald Laird For some right reading try the PREFACE from the book 'The Stockopoly Plan - Investing for Retirement.' Visit: http://www.thestockopolyplan.com Charles M. O'Melia is an individual investor with almost 40 years of experience and passion for the stock market. The author of the book The Stockopoly Plan - Investing for Retirement; published by American-Book Publishing. You can invest in the book at: http://www.pdbookstore.com/comfiles/pages/CharlesMOMelia.shtml You have permission to publish this article either electronically or in print, free of charge, as long as the author bylines are included. A courtesy copy of your publication would be appreciated. Please email to mailto:charles@thestockopolyplan.com (Word Count 533)
MORE RESOURCES: Tesla's Profit Margin Dropped -- Here's Why That's a Good Thing The Motley Fool How Intel Instantly Slashed Costs By $4.2 Billion The Motley Fool Investing in Waste Management (NYSE:WM) five years ago would have delivered you a 93% gain Yahoo Finance How Much Income Can You Make Investing $10,000 in Warren ... The Motley Fool Tax-Aware Investing: What Is It and How Do I Do It? | Chase Chase News & Stories Investing in Method Andreessen Horowitz Committee affirms anti-ESG, anti-China pension investing bills Indiana Capital Chronicle Investing When Your Time Horizon Is Short The New York Times Investing in Voldex Andreessen Horowitz A conservation legacy is possible by investing now Santa Fe New Mexican Democratic lawmakers create sustainable investment caucus to ... Pensions & Investments How ‘Permabears’ Make Money by Selling Fear Investing.com Why You Should Invest: Top 10 Reasons AllBusiness.com What's Going on With REITs? An Investors Guide The Motley Fool The 10 golden rules of investing Yahoo Finance Where Are Stocks, Bonds and Crypto Headed Next? Five Investors ... The Wall Street Journal 2 FAANG Stocks Investors Should Buy Hand Over Fist for 2023 The Motley Fool Investing in Cygnvs Andreessen Horowitz Ultimate Guide on Investing for Beginners Entrepreneur Investing, thriving with automation - free webinar registration Today's Medical Developments Investing in PLAI Labs Andreessen Horowitz Investing $100,000 in These Stocks in 2023 Could Get You $1 ... The Motley Fool The 5 Most Dangerous Times to Trade Investing.com The Art of Contrarian Investing Investing.com Investing in REITs vs. Direct Real Estate Morningstar Your Investment Lost Money Last Year. So Why the Big Tax Bill? The New York Times Investing in 2023: A Year to Be Patient and Selective Morgan Stanley 80% of Warren Buffett's Portfolio Is Invested in These 7 Stocks The Motley Fool 5 Investing Alternatives for Conservative Investors Kiplinger's Personal Finance Investing Action Plan — January Wrap: Apple, OPEC, Exxon And ... Investor's Business Daily 8 Best Small-Cap Value Stocks to Buy | Investing | U.S. News U.S News & World Report Money Soft Landing Scenario: Possibility or Fed Myth? Investing.com SP&500 Earnings: Megacap Week Investing.com Spend Your Time Working or Investing? » The Stacking Benjamins ... The Stacking Benjamins Podcast Global Investing Themes 2023 Morgan Stanley 1 Undervalued Stock That Smart Investors Are Buying In 2023 The Motley Fool Gold Sentiment: Room for More Bulls Investing.com Rewind 2022: My Investing Journey Seeking Alpha 1 Smart Way to Invest Your Tax Refund You Haven't Thought Of The Motley Fool Personalized Investing Portfolios: Unlock the Greatest Potential Kiplinger's Personal Finance Long-Term Investments Require a New Approach Kiplinger's Personal Finance Calm Before the Rally? Investing.com Is Intel's Downfall Good News for AMD and Nvidia Investors? The Motley Fool Gold: Bears Look Aggressive Before Fed Speaks Investing.com Rosie on the House: Investing in a whole home energy audit Arizona Daily Star 4 Tips for Investing in TIPS in 2023 The Motley Fool Coffee Steaming Again After 4 Months in the Cold Investing.com The Week in Impact Investing: Integrity ImpactAlpha The First ETF Launched 30 Years Ago, Revolutionizing Investing The Wall Street Journal Last Year Investing Seemed Easy. Not Anymore. The Wall Street Journal Continuing to Strengthen Our Jobs and Invest in Our People Walmart Corporate Suze Orman Believes in Long-Term Investing. This Is a Great ... The Motley Fool Would You Still Consider Investing in Amazon (AMZN)? Yahoo Finance |
![]() |
![]() |
![]() |
RELATED ARTICLES
Investing and Understanding What You Buy "There is nothing more frightful than ignorance in action!"Johann Wolfgang von Goethe (1749 - 1832)I don't really know how cars actually work. Not really! I know how to drive them, but if you asked me how they work, I would not really know how to definitely explain it. Well Managed Investing Risks Bring Rewards! "Risk comes from not knowing what you're doing!" Warren Buffett (1930 - )We often listen to people who hesitate to invest in the stock market because they fear risk. There are older people who fear that a stock crash could leave them destitute. Remembering TEOTWAWKI and Learning from It Its only been about 5 years since we had major scares in the marketplace regarding Y2K. You might recall that many computer systems were not programmed to be able to understand the change from 1999 to 2000. Investing in Car Dealerships: Doing Your Homework This article attempts to help give the investor a broader basis upon which to decide whether a dealership merits their time, money and attention.Interviewing Factories and Financial InstitutionsLenders have an affirmative duty not to promiscuously disclose the financial condition of their debtors. Raising Capital in Today's "New Economy" We've helped a number of clients develop business plans and raise capital from "angel" investors, corporate entities and venture capitalists during the last 6-8 years. It's always a daunting process that can be full of pitfalls and require a tremendous amount of work - but it can be done! Here is some perspective gleaned from years of experience. Why have Investment Plans for the Stock Market If you do not have an investment plan in the stock market you are subject to impulses, urges, hunches, premonitions, strong feelings, greed, panic, fear, indecision, and just plain foolishness. In my opinion, without a plan, without that clear conception of a total stock market investment strategy, the chances of successful investing in the stock market are pretty slim. Making Your Investment Dollars Work for You Investments are scary for some people, especially those who have never invested before. We grow up hearing horror stories about how this person or that person lost everything they had on some bad investment some odd years ago and it builds in us a fear of investing so profound that it is sometimes easier to get a confirmed agoraphobic to march in the Macy's Day Parade than it is to get someone to put a few dollars into stocks or mutual funds. Buying Florida Investment Properties and Where Its Hot Relaxing in Style: Florida Investment PropertiesIn Florida, relaxing in the sun and sand is a way of life. There's no better way to experience a slice of Florida living than buying your own space. Day Trading the SP Futures with Initial S/R and the NYSE TICK For instance, if the market moves up in the first 20 minutes of trading, touches the initial resistance zone, and then turns down, this implies that a good tradable downtrend move is likely to develop.How strong that new trend becomes is market-dependent. What is an Investor Ready Business Plan A Business Plan, as all good entrepreneurs starting out in life should know is the foundation, or rather a springboard, towards the establishment and growth of a new business. A business plan is an essential tool for companies raising capital - and your business plan needs to be Investor Ready. Investing in Car Dealerships: How to Do It Right The financial characteristics of the automobile dealership are attractive:". . Five Sure Fire Way to Secure Your Financial Future "You can be poor when you're young, but you can't be poor when you're old." That was the tag line used some years ago in a financial services television commercial. Now is the Time to Invest for Your Retirement! Yes, it's the time we've all been waiting for?tax season! We know you've gotten a jump start and filed early this year, right? Of course not, but rather than dreading this part of the year, we should all look to it as a point for new opportunities. Many readers don't realize that even though the New Year has come, they can invest money as if it were still 2004! That's correct, it's not too late. It's Never too Early to Start Investing! Remember the old saying, "never too late to start"? Well, try this on for size: when it comes to investing, it's never too early to start. Time really is of the essence here. Learn How to Lose and Risk Management One of the leading traders on Chicago Mercantile Exchange, because of a single trade lost everything!For all of his years of experience and money, he had failed to master the most important concept in trading: Risk Management!Each trader seems to have his own unique way of identifying market opportunities. One buys a stock in the hopes of never having to sell it, while another might hold a position in the market for a day or even just a few hours. Stock Market Money Management Skills Let's start by saying: You can't be afraid to take a loss. The investors that are the most successful in the stock market are the people who are willing to lose money. Finding the Perfect Company The perfect company - it's the holy grail of the investment world. The company that will make its initial investment hundreds of times over. Investors: Avoid These 5 Common Tax Mistakes For many investors, and even some tax professionals, sorting through the complex IRS rules on investment taxes can be a nightmare. Pitfalls abound, and the penalties for even simple mistakes can be severe. Annuity Investment - The Whole Truth Do you ever feel like you haven't been told the whole truth? Kind of like something is missing? Well, you are not alone.With many investors awestruck over the last several years by the declining stock markets, many feel like they're out in the cold. The High Price of Oil In less than four years, the price of oil has risen about 300%, or over $50 a barrel. The Light Crude Continuous Contract (of oil futures) hit an all-time high at $67. ![]() |
home | site map |
© 2006 |